JazzCash Business 接口集成(企业收单 · 对账 · OpenFinance)

为巴基斯坦商户与服务商提供合规、安全、可运行的 JazzCash Business 协议分析与 API 实现
起价 $300
OpenData · OpenBanking · 协议分析 · 商户收单

将 JazzCash Business 的支付、发票与对账能力安全接入您的系统

我们擅长对移动收单与商户对账流程进行协议分析、重构与合规实现。交付包括 OpenAPI 规范、服务端 SDK、对账导出与自动化测试脚本,支持快速在企业后端或中台嵌入 JazzCash 支付能力。

关键集成场景

  • 商户扫码(QR)收款与动态金额二维码
  • 发票/账单生成、支付请求与回执(即时与延迟确认)
  • 批量结算与对账(对账单导出:CSV / Excel / JSON)
  • 退款、撤销、退单与差错处理
  • 商户账户与资金池管理、提现与结算

交付内容(示例)

工程交付项

  • OpenAPI / Swagger 完整规范
  • 协议与授权流程分析报告(Token、Webhook 与重试策略)
  • 可运行服务端源码(Node.js / Python),包含收单、退款、对账导出
  • 自动化集成测试脚本与示例 Postman 集合
  • 运维建议与合规性(KYC、日志、数据保留)

接口示例(伪代码)

POST /api/v1/jazzcash/payments
Content-Type: application/json
Authorization: Bearer <API_KEY>
{
  "merchant_id": "M123456",
  "amount": 1200.00,
  "currency": "PKR",
  "order_id": "ORD-987654",
  "callback_url": "https://you.re/callback"
}

Response 200:
{
  "status":"PENDING",
  "payment_id":"PAY-20250801-ABCDE",
  "qr_code_url":"https://qrcode.jazzcash/..."
}

重点对接场景

实时 QR 收款、发票级别对账、批量结算与每日汇总、Webhook 事件驱动的支付确认与自动重试策略、商户分润与资金归集。

API 集成指南(摘要)

  1. 提供目标 App 名称(已提供)与具体需求(例:收单 + 对账 + 每日结算)。
  2. 我们在沙箱环境进行协议分析:抓取授权流、Webhook、签名与加密机制(通常为 HMAC / Bearer token)。
  3. 设计 OpenAPI 并产出 SDK(Node.js / Python),附 Postman 集合与自动化测试。
  4. 交付后 7 天内提供 1 次远程联调与 30 天内的问题修复支持。

快速启动示例:Node.js 客户端(伪代码)

// Node.js 简易示例:发起收款请求(伪代码)
const fetch = require('node-fetch');
async function createPayment(apiKey,payload){
  const r = await fetch('https://api.your-integration.example/api/v1/jazzcash/payments',{method:'POST',headers:{'Content-Type':'application/json','Authorization':'Bearer '+apiKey},body:JSON.stringify(payload)});
  return r.json();
}

// 用法
createPayment(process.env.API_KEY,{merchant_id:'M123',amount:500,currency:'PKR',order_id:'O-1',callback_url:'https://you/cb'}).then(console.log);

合规与安全

所有实现基于客户授权或公开/授权 API,遵循当地监管(例如巴基斯坦央行)与 PCI/DSS 要求。我们提供最小权限、端到端签名验证、Webhook 重放防护与可审计日志。

我们的交付与服务流程

  1. 需求确认(客户提供用例与目标数据)
  2. 协议分析与安全评估(2-5 个工作日)
  3. 接口实现与单元测试(3-10 个工作日)
  4. 联调、文档与交付(1-3 个工作日)
  5. 运维建议与 30 天修复期

关于我们

我们是一家专注于应用协议分析与正规 API 集成的技术工作室。核心成员来自支付网关、银行和移动金融企业,擅长移动端/服务器端的授权流解析、OpenAPI 设计与可运行 SDK 交付。我们的交付以合规、安全和可维护为首要标准。

  • 支持 Android / iOS 应用协议分析与开放数据对接
  • 出具 OpenAPI、示例 SDK(Node / Python / Go)与自动化测试
  • 透明报价:起步 $300,支持先交付后付款(按合同约定)

联系方式

如需开展项目、获取报价或提交目标 App 名称与需求,请点击下方联系方式页面:

访问联系方式页面

📱 JazzCash Business 官方应用功能(原始介绍,展开查看)
JazzCash Business provides a solution to all your business needs by bringing a world of payment options at the palm of your hand. It empowers you to track your business’s performance, to accept and manage payments from your customers and to make your own business disbursements in an efficient manner.

Manage your business on the go by getting real time visibility of the money moving in & out of your account and by using our many exciting features:

Easy and Swift Registration Process.
Sign up easily in just a few simple steps with the seamless registration process.

Request Payments and Generate Invoices
Send, manage, and track your payment requests and invoices without any hassle. Easily edit and send reminders for delayed payments.

Make Instant Payment Refunds to your Customers
Easily refund payments directly to your customers account by using payment refund option.

Get your Business QR Code
Receive digital payments from your customers via QR codes. Your QR code will be provided to you at the time of successful registration. You can display this QR code either digitally from the app or share it with your customers using the in-app share feature.

Generate QR Codes of any Amount in Real-Time
You can also generate customized QR codes for any amount, making it easier than ever to collect digital payments.

Order your JazzCash Business Debit Card
Order, track and manage your JazzCash Business Debit Card using the app. On receiving the card, you will be able to manage your card’s PIN and card blocking through the app

Receive your Account and Tax Statements
Track your business performance on the go by monitoring your real-time transaction history. You can also receive Account and Tax statements on your email for complete visibility.

Make Swift Payments and Fund Transfers
Manage your supplier payments and employee salaries at one place. You can also pay your utility bills or purchase mobile load & bundles, bus tickets and other things from your JazzCash Business app.

Earn Rewards by Inviting your Customers or Other Businesses to JazzCash
Invite other businesses to JazzCash Business App or your customers to JazzCash Customer App so that they can enjoy the benefits of JazzCash just like you.
On every successful invite your will earn a reward so keep track of your invites and send reminders to encourage them to sign up.

For feedback and suggestions, feel free to write to us at: complaints@jazzcash.com.pk